:root{
  --blue:#1E9FDC; --blue-dark:#1682BC; --blue-tint:#EAF5FC; --blue-tint2:#F4FAFE;
  --charcoal:#404048; --ink:#141826; --ink2:#1b2133;
  --text:#3a3f4a; --muted:#6b7280; --line:#e8ecf1; --mist:#F6F9FC; --white:#fff;
  --radius:22px; --shadow:0 20px 50px rgba(20,40,80,.08); --shadow-sm:0 8px 24px rgba(20,40,80,.06);
  --maxw:1200px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;color:var(--text);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,.disp{font-family:'Poppins',sans-serif;color:var(--ink);letter-spacing:-.02em;line-height:1.08}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.blue{color:var(--blue)}
.btn{display:inline-flex;align-items:center;gap:9px;font-family:'Poppins',sans-serif;font-weight:600;font-size:16px;padding:15px 28px;border-radius:40px;cursor:pointer;transition:.2s;border:none}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 10px 22px rgba(30,159,220,.32)}
.btn-primary:hover{background:var(--blue-dark);transform:translateY(-2px)}
.btn-ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--blue);color:var(--blue)}
.btn-white{background:#fff;color:var(--ink)}
.btn-white:hover{transform:translateY(-2px)}
.btn-outline-w{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.32)}
.btn-outline-w:hover{border-color:#fff}
.section{padding:96px 0}
.eyebrow{display:inline-block;font-family:'Poppins',sans-serif;font-weight:600;color:var(--blue);font-size:15px;margin-bottom:14px}
.h2{font-size:clamp(30px,4vw,46px);font-weight:700}
.lead{font-size:19px;color:var(--muted);max-width:640px}
.center{text-align:center}
.center .lead{margin:16px auto 0}

/* NAV */
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.nav img{height:38px;display:block}
.nav-links{display:flex;align-items:center;gap:34px}
.nav-links a{font-weight:500;font-size:15.5px;color:var(--charcoal)}
.nav-links a:hover{color:var(--blue)}
.nav-cta{display:flex;align-items:center;gap:18px}
.nav-phone{font-weight:600;color:var(--charcoal);font-size:15px;display:flex;align-items:center;gap:7px}
.burger{display:none}

/* HERO */
.hero{position:relative;overflow:hidden;padding:78px 0 90px}
.hero:before{content:"";position:absolute;right:-260px;top:-120px;width:820px;height:820px;border-radius:50%;background:radial-gradient(circle at center,var(--blue-tint) 0%,rgba(234,245,252,0) 70%);z-index:0}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.hero h1{font-size:clamp(44px,6vw,74px);font-weight:800}
.rotator{position:relative;display:inline-block;color:var(--blue)}
.hero p.sub{font-size:20px;color:var(--muted);margin:26px 0 34px;max-width:520px}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap}
.hero-trust{margin-top:34px;color:var(--muted);font-size:14px}
.hero-trust b{color:var(--charcoal)}

/* dashboard card */
.dash{background:#fff;border:1px solid var(--line);border-radius:26px;box-shadow:var(--shadow);padding:26px;position:relative}
.dash .badge{position:absolute;background:#fff;border:1px solid var(--line);border-radius:40px;padding:8px 15px;font-size:13px;font-weight:600;box-shadow:var(--shadow-sm);display:flex;align-items:center;gap:6px}
.badge.top{top:-18px;right:22px;color:var(--blue)}
.badge.bot{bottom:-16px;left:22px;color:#12a150}
.dash-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}
.dash-head .t{font-family:'Poppins';font-weight:600;color:var(--ink);font-size:16px}
.dash-head .s{font-size:13px;color:var(--muted)}
.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:20px}
.metric{background:var(--blue-tint2);border-radius:14px;padding:14px 12px;text-align:center}
.metric .n{font-family:'Poppins';font-weight:700;color:var(--ink);font-size:22px}
.metric .l{font-size:12px;color:var(--muted);margin-top:2px}
.metric .u{font-size:12px;color:#12a150;font-weight:600;margin-top:3px}
.bars{display:flex;align-items:flex-end;gap:10px;height:110px;padding:0 4px}
.bar{flex:1;background:var(--blue-tint);border-radius:6px 6px 0 0;position:relative}
.bar.hi{background:var(--blue)}
.bars-x{display:flex;gap:10px;padding:8px 4px 0;font-size:11px;color:var(--muted)}
.bars-x span{flex:1;text-align:center}
.dash-foot{margin-top:16px;padding-top:14px;border-top:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;font-size:14px}
.dash-foot .lab{color:var(--muted)}
.dash-foot .val{font-family:'Poppins';font-weight:700;color:var(--blue);font-size:18px}
.dash-note{font-size:11.5px;color:var(--muted);margin-top:12px;text-align:center}

/* TALK / chat */
.talk{background:var(--blue-tint2)}
.chatcard{max-width:720px;margin:34px auto 0;background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow);overflow:hidden}
.chat-top{display:flex;align-items:center;gap:12px;padding:18px 22px;border-bottom:1px solid var(--line)}
.chat-av{width:42px;height:42px;border-radius:50%;background:var(--blue);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-family:'Poppins'}
.chat-top .nm{font-family:'Poppins';font-weight:600;color:var(--ink);font-size:15px}
.chat-top .st{font-size:12px;color:var(--muted)}
.chat-online{margin-left:auto;font-size:12px;color:#12a150;font-weight:600;display:flex;align-items:center;gap:6px}
.dot{width:8px;height:8px;border-radius:50%;background:#12a150;display:inline-block}
.chat-body{padding:22px}
.bubble{background:var(--blue-tint);border-radius:4px 16px 16px 16px;padding:14px 18px;font-size:15px;color:var(--ink);max-width:88%}
.starters{display:flex;flex-wrap:wrap;gap:10px;padding:0 22px 22px}
.starter{border:1px solid var(--line);border-radius:40px;padding:10px 16px;font-size:14px;font-weight:500;color:var(--charcoal);cursor:pointer;transition:.2s;background:#fff}
.starter:hover{border-color:var(--blue);color:var(--blue)}

/* channel strip */
.channels{overflow:hidden;padding:22px 0 8px}
.track{display:flex;gap:14px;width:max-content;animation:scroll 26s linear infinite}
@keyframes scroll{to{transform:translateX(-50%)}}
.chip{display:flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--line);border-radius:40px;padding:12px 22px;font-weight:600;color:var(--charcoal);font-size:15px;white-space:nowrap;box-shadow:var(--shadow-sm)}
.chip i{width:9px;height:9px;border-radius:50%;background:var(--blue);display:inline-block}

/* goals */
.goals{display:grid;grid-template-columns:repeat(5,1fr);gap:18px;margin-top:48px}
.goal{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px 22px;box-shadow:var(--shadow-sm);transition:.2s}
.goal:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.goal .ic{width:44px;height:44px;border-radius:12px;background:var(--blue-tint);display:flex;align-items:center;justify-content:center;margin-bottom:16px;font-size:20px}
.goal h4{font-size:16px;font-weight:600;margin-bottom:8px}
.goal p{font-size:14px;color:var(--muted)}

/* expertise rows */
.rows{max-width:820px;margin:44px auto 0}
.frow{display:flex;gap:22px;padding:30px 0;border-top:1px solid var(--line)}
.frow .ic{flex:none;width:52px;height:52px;border-radius:14px;background:var(--blue-tint);display:flex;align-items:center;justify-content:center;font-size:22px}
.frow h3{font-size:22px;font-weight:600;margin-bottom:8px}
.frow h3 span{color:var(--blue)}
.frow p{color:var(--muted);font-size:16px}

/* fractional band */
.frac{background:var(--blue-tint2)}
.frac-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:44px}
.fc{border-radius:20px;padding:30px 26px;border:1px solid var(--line);background:#fff}
.fc.hl{background:var(--ink);border-color:var(--ink);color:#fff;box-shadow:0 24px 50px rgba(20,25,45,.28)}
.fc h4{font-size:19px;font-weight:600;margin-bottom:6px}
.fc.hl h4{color:#fff}
.fc .tag{font-size:13px;font-weight:600;color:var(--blue);margin-bottom:14px}
.fc.hl .tag{color:#7fd0f5}
.fc p{font-size:15px;color:var(--muted)}
.fc.hl p{color:#c7cede}

/* testimonials */
.succ{background:var(--mist)}
.tcard{background:#fff;border:1px solid var(--line);border-radius:26px;box-shadow:var(--shadow);display:grid;grid-template-columns:.85fr 1.15fr;overflow:hidden;margin-top:36px}
.tstat{background:var(--blue-tint);padding:56px 40px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center}
.tstat .av{width:66px;height:66px;border-radius:50%;background:var(--blue);color:#fff;display:flex;align-items:center;justify-content:center;font-family:'Poppins';font-weight:700;font-size:20px;margin-bottom:20px}
.tstat .big{font-family:'Poppins';font-weight:800;color:var(--blue);font-size:52px;line-height:1}
.tstat .cap{color:var(--muted);margin-top:8px;font-size:15px}
.tbody{padding:50px 46px;display:flex;flex-direction:column;justify-content:center}
.tpill{align-self:flex-start;background:var(--blue-tint);color:var(--blue);font-weight:600;font-size:13px;padding:6px 14px;border-radius:40px;margin-bottom:20px}
.tquote{font-family:'Poppins';font-weight:500;font-size:21px;color:var(--ink);line-height:1.4;letter-spacing:-.01em}
.tperson{margin-top:24px;display:flex;align-items:center;gap:12px}
.tperson .pa{width:44px;height:44px;border-radius:50%;background:var(--charcoal);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:600;font-size:14px}
.tperson .nm{font-weight:600;color:var(--ink)}
.tperson .ro{font-size:13px;color:var(--muted)}
.tnav{display:flex;align-items:center;justify-content:space-between;margin-top:22px}
.tdots{display:flex;gap:8px}
.tdot{width:9px;height:9px;border-radius:50%;background:#cfd8e3;cursor:pointer;transition:.2s}
.tdot.on{background:var(--blue);width:26px;border-radius:6px}
.tarrows{display:flex;gap:10px}
.tarrow{width:44px;height:44px;border-radius:50%;border:1px solid var(--line);background:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;font-size:18px;color:var(--charcoal);transition:.2s}
.tarrow:hover{border-color:var(--blue);color:var(--blue)}

/* comparison */
.comp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:44px}
.col{border:1px solid var(--line);border-radius:20px;overflow:hidden;background:#fff}
.col.best{border:2px solid var(--blue);box-shadow:var(--shadow)}
.col-h{padding:26px;text-align:center;border-bottom:1px solid var(--line)}
.col.best .col-h{background:var(--blue-tint)}
.col-h .nm{font-family:'Poppins';font-weight:700;font-size:19px;color:var(--ink)}
.col-h .pr{font-family:'Poppins';font-weight:800;font-size:30px;color:var(--ink);margin-top:8px}
.col.best .pr{color:var(--blue)}
.col-h .pr small{font-size:14px;font-weight:500;color:var(--muted)}
.col ul{list-style:none;padding:22px 24px}
.col li{padding:9px 0 9px 28px;position:relative;font-size:15px;color:var(--text)}
.col li:before{content:"";position:absolute;left:0;top:14px;width:15px;height:15px;border-radius:50%;background:var(--blue-tint)}
.col li.no{color:var(--muted)}
.col li.yes:before{background:var(--blue)}
.comp-note{text-align:center;color:var(--muted);font-size:13px;margin-top:22px}

/* CTA dark */
.cta{background:linear-gradient(160deg,var(--ink) 0%,var(--ink2) 100%);color:#fff;text-align:center}
.cta h2{color:#fff;font-size:clamp(34px,4.5vw,52px);font-weight:800}
.cta p{color:#c7cede;font-size:19px;margin:18px auto 34px;max-width:560px}
.cta-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.trust-strip{margin-top:52px;padding-top:34px;border-top:1px solid rgba(255,255,255,.12)}
.trust-strip .lab{color:#8b93a7;font-size:13px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;margin-bottom:18px}
.trust-logos{display:flex;gap:38px;justify-content:center;flex-wrap:wrap;font-family:'Poppins';font-weight:600;color:#e6e9f0;font-size:19px;opacity:.85}

/* FAQ */
.faq-wrap{max-width:820px;margin:44px auto 0}
.faq{border-bottom:1px solid var(--line)}
.faq q{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:24px 4px;cursor:pointer;font-family:'Poppins';font-weight:600;font-size:18px;color:var(--ink)}
.faq .pm{color:var(--blue);font-size:24px;flex:none;transition:.2s}
.faq.open .pm{transform:rotate(45deg)}
.faq .a{max-height:0;overflow:hidden;transition:max-height .3s ease;color:var(--muted);font-size:16px}
.faq.open .a{max-height:320px}
.faq .a p{padding:0 4px 24px}

/* footer */
footer{background:var(--mist);border-top:1px solid var(--line);padding:60px 0 34px}
.foot-top{display:flex;justify-content:space-between;align-items:center;padding-bottom:34px;border-bottom:1px solid var(--line)}
.foot-top img{height:34px}
.socials{display:flex;gap:12px}
.socials a{width:40px;height:40px;border-radius:50%;background:#fff;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--charcoal);transition:.2s;font-weight:600;font-size:14px}
.socials a:hover{background:var(--blue);color:#fff;border-color:var(--blue)}
.foot-cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px;padding:40px 0}
.foot-cols h5{font-family:'Poppins';font-size:15px;color:var(--ink);margin-bottom:16px}
.foot-cols a{display:block;color:var(--muted);font-size:14.5px;padding:6px 0}
.foot-cols a:hover{color:var(--blue)}
.foot-about p{color:var(--muted);font-size:14.5px;max-width:300px;margin-bottom:14px}
.foot-about .ct{font-size:14.5px;color:var(--charcoal);font-weight:500}
.foot-bot{display:flex;justify-content:space-between;align-items:center;padding-top:26px;border-top:1px solid var(--line);color:var(--muted);font-size:13.5px;flex-wrap:wrap;gap:12px}
.foot-bot a{color:var(--muted);margin-left:18px}

@media(max-width:920px){
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .goals{grid-template-columns:repeat(2,1fr)}
  .frac-cards,.comp-grid{grid-template-columns:1fr}
  .tcard{grid-template-columns:1fr}
  .nav-links,.nav-phone{display:none}
  .foot-cols{grid-template-columns:1fr 1fr}
  .tbody{padding:32px 26px}.tstat{padding:40px}
}

/* ---- subpage components ---- */
.phero{padding:70px 0 54px;background:var(--blue-tint2);border-bottom:1px solid var(--line);position:relative;overflow:hidden}
.phero:before{content:"";position:absolute;right:-220px;top:-160px;width:640px;height:640px;border-radius:50%;background:radial-gradient(circle,var(--blue-tint) 0%,rgba(234,245,252,0) 70%)}
.phero .wrap{position:relative;z-index:1}
.phero h1{font-size:clamp(36px,5vw,60px);font-weight:800;max-width:820px}
.phero p{font-size:20px;color:var(--muted);max-width:620px;margin-top:20px}
.phero .pbtns{margin-top:32px;display:flex;gap:14px;flex-wrap:wrap}
.crumb{font-size:14px;color:var(--muted);margin-bottom:18px;font-weight:500}
.crumb a:hover{color:var(--blue)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:44px}
.scard{background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px 26px;box-shadow:var(--shadow-sm);transition:.2s;display:block}
.scard:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#d8e6f0}
.scard .ic{width:50px;height:50px;border-radius:13px;background:var(--blue-tint);display:flex;align-items:center;justify-content:center;font-size:23px;margin-bottom:18px}
.scard h3{font-size:20px;font-weight:600;margin-bottom:9px}
.scard p{font-size:15px;color:var(--muted)}
.scard .more{color:var(--blue);font-weight:600;font-size:14px;margin-top:14px;display:inline-block}
.inc{display:grid;grid-template-columns:repeat(2,1fr);gap:16px 40px;max-width:900px;margin:40px auto 0}
.inc li{list-style:none;padding-left:34px;position:relative;font-size:16.5px;color:var(--text)}
.inc li:before{content:"✓";position:absolute;left:0;top:0;width:22px;height:22px;border-radius:50%;background:var(--blue);color:#fff;font-size:13px;display:flex;align-items:center;justify-content:center;font-weight:700}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:44px}
.step{text-align:left}
.step .num{width:44px;height:44px;border-radius:12px;background:var(--ink);color:#fff;font-family:'Poppins';font-weight:700;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.step h4{font-size:17px;font-weight:600;margin-bottom:7px}
.step p{font-size:14.5px;color:var(--muted)}
.cs-hero-stat{display:flex;gap:40px;margin-top:28px;flex-wrap:wrap}
.cs-hero-stat .st .n{font-family:'Poppins';font-weight:800;font-size:38px;color:var(--blue)}
.cs-hero-stat .st .l{font-size:14px;color:var(--muted)}
.prose{max-width:760px;margin:0 auto}
.prose h2{font-size:28px;font-weight:700;margin:38px 0 14px}
.prose p{font-size:17px;color:var(--text);margin-bottom:16px}
.bigquote{background:var(--blue-tint2);border-left:4px solid var(--blue);border-radius:0 16px 16px 0;padding:28px 30px;margin:30px 0;font-family:'Poppins';font-weight:500;font-size:20px;color:var(--ink);line-height:1.45}
.bigquote .by{display:block;font-family:'Inter';font-weight:600;font-size:15px;color:var(--muted);margin-top:14px}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin-top:44px;align-items:stretch}
.cbox{background:#fff;border:1px solid var(--line);border-radius:20px;padding:36px;box-shadow:var(--shadow-sm)}
.cbox h3{font-size:22px;font-weight:600;margin-bottom:16px}
.cbox .row{display:flex;align-items:center;gap:14px;padding:12px 0;font-size:16px}
.cbox .row .ic{width:44px;height:44px;border-radius:12px;background:var(--blue-tint);display:flex;align-items:center;justify-content:center;font-size:20px;flex:none}
.tri{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
@media(max-width:920px){.grid3,.grid2,.tri,.contact-grid{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.inc{grid-template-columns:1fr}}